DISQUS

LiewCF Tech Blog: AmBank NexG PrePaid MasterCard

  • DesWire.com · 3 years ago
    I think it is build for those who is too lazy to carry any money... :-)
  • Izzatz13 · 3 years ago
    This sounds nice but PB is better IMO. Well PB debit card is my next card that I'm gonna apply. After long and frustrated experiences with BSN matrix card. :p
  • DesWire.com · 3 years ago
    i applied for PB and im 100% satisfied with it
  • gazard · 3 years ago
    Too much charges IMO...
  • Malaysia Property · 3 years ago
    seems like a great idea, don't have to worry about fraud, coz there is limited credit inside your card
  • YOu-Zi.net · 3 years ago
    the idea is great, however, the charges is....... Aiks~!!!!

    I'm using the PB Card, so happy with it, why don't you get one instead of this AmBank NexG PrePaid MasterCard???? Are you too lazy???
  • pujutengineered · 3 years ago
    PB card is as good, plus it's cheaper. Vote_PB=1;
  • SubKi||er · 3 years ago
    the last thing i heard was it is open for online purchase, but paypal..there is some issues about PIN from monthly statement but since this is a prepaid one..there is no monthly statement to get from...
  • e-tech · 3 years ago
    Pb for me too
  • Aleep · 3 years ago
    i got both and both are zeroed. lol. i got alot of these debit cards; local and international. its become an addiction.
  • Pinvader · 3 years ago
    RM 3 X 12 month = RM 36 plus charges sumore...PB better
  • Yeong How Han · 3 years ago
    For those who are not qualified to apply credit card but always aim to get a "plastic money" to make their payment while shopping...this is an ideal way for them to fulfill their dream. Besides, it also reward the card users with am bonus point too.
  • ROY GANGGA · 3 years ago
    I'm using the PB card very happy with it....it's cheaper also
  • huZmid · 3 years ago
    Though PB card is cheaper, when you do transaction online or offline you need to be double sure that the merchant accepts the PB Visa Electron.

    AmBank Nex G is preferable as you would be assured that your card would be accepted all the time. Except that it is subject the amount of fund you place in the card.
  • LcF · 3 years ago
    @huZmid: are you sure that AmBank NexG is accepted all the time?
  • huZmid · 3 years ago
    Very well. Nothing is perfect in this world. "All the time" is just literally speaking.

    Not everyone can get a credit card. Life can be difficult without a plastic card. AmBank Nex G is the next best thing to own a card. Besides the cash-free convenience, there is bonus points reward, monthly discount and other privileges via m-coupon.

    Costwise, it costs RM3.00 X 12 = RM36.00 per year i.e. RM12.00 higher compared to PB debit card. Which comes to RM1.00 per month.

    We can use it just like any credit card. Just present it to the outlets where MasterCards are accepted. I have been looking around and no offence, I found that PB visa Electron is not that widely accepted.

    For online transaction, if you have a paypal account and the merchant accepts paypal as method of payment then it is fine. However there is this tiny chance that the merchants could only accept credit or debit card and that their credit card processing system could not process your payment via PB debit card.

    Except for those occurences like server down, faulty machine reader I believe AmBank Nex G MasterCard would be accepted all the time at the outlets where MasterCards are accepted. That subject to you have sufficient fund in the account. Correct me if I am wrong.
  • LcF · 3 years ago
    Thanks for the valuable comment, huZmid.

    Here I talk based on my PB debit card experience. The PB debit card has cash reward too. PB debit card is accepted by online/offline merchants that accpet Visa card, even they do not state that they accept "visa electron".

    I do mostly online shopping and, as long as i remember, debit card is accepted by all merchants. I seldom do offline shopping with the card, I leave this to other readers who using PB debit card in their real life. :)

    Oh, btw, I wish AmBank NexG is available here in Johor. I really wish to try it!
  • sushiguy · 3 years ago
    Liew, I can buy one for you in the 7-11 store here in Klang Valley if you really want it :)
    For those out there who already bought this Ambank NEXG card, I want to ask can it be used to verify in paypal? If yes, how do I get to check the paypal 'expanded use' number? Thanks
  • huZmid · 3 years ago
    sushiguy, I have posted a thread to your query at Malaysia Bloggers.
  • sushiguy · 3 years ago
    <!-- huZmid, thanks for your response in malaysia bloggers. i saw your blogging website about registering for hotlink prepaid users. they are all very troublesome, don't they? if hotlink can accept a faster method of registering prepaid users, like faxing / mailing them form with IC photostat, it will be easier life for us. Come on now, we live in Klang Valley, always traffic jam, and why don't Maxis made it easier for us? Time is money and as if we are so FREE to register at maxis outlet :( -->
    [Edit: removed off topic comment]
  • Ryan_law · 3 years ago
    i read the ambank website regarding the NexG debit card ... the FAQ regarding the question of withdrawing the cash in your card .... and they only mention that you can only withdraw from over 170 AmBank ATM machines nationwide ....

    is this the first let down of the debit card ??
    please correct me if i am wrong

    currently waiting eagerly next to my mailbox for my cards to arrive, havent tried it before ...
  • TerRenCe · 3 years ago
    i am a nexg user.
    1. worldwide acceptance are TRUE

    i tried for paypal, microsoft online, maraliner ticket reservation, godaddy and lots more. even my local supermarket accept it. because it is a Prepaid Master Credit Card and not Debit Card.

    @Ryan_law
    not only ambank ATM machines but also all around the world that accept Master Card cash advance.
  • TerRenCe · 3 years ago
    forgot to add in that, no minimum balance required.
    as bank stated, the monthly charges will be deducted when u recharge next time.
  • LcF · 3 years ago
    Thanks for the information, TerRence. I wish NexG is available in Johor soon.
  • TerRenCe · 3 years ago
    hmm... the NexG information page has been removed from ambg.com.my. Perhaps they are not as popular as the other products.

    until now, which is 1 month of my usage, is about totally 1k transaction already.

    i don't think nexg will available outside klang valley but the call center said i can get it thru 7-11.

    you can try to ask local ambg to see if they can assist you to get a nexg card.
  • corallinkz · 3 years ago
    Hi,

    Well, I believed its now available in Johore since I've look this plastic card at 7-11 at yong peng. Well, I'm in chaah, around segamat territory.

    The story begin when I went to my auntie house located at Bangi, I saw this card, read some info about it and then paid for it.

    After that, I filled up the registartion and tried to fax it but after a couples days, I phoned the number provided to activate my card but they said they dont even got the registartion. Yes, i'm quite lazy, wanna to get it activate faster and I dont wanna waste my time and fuel money posting the registration by traditional mail although the post office is not too far.

    So, the next day, I went to submit it at Ambank yong peng but the person incharge there I think most probably stupid coz they dont even know how to handle this thing fast, and give false information than I got inside the card.

    Finally, I tried to call the ambank hq and I'm talking with malay guy which help me a lot to activate the card. He instructed me to refax the registartion by a new number given and the whoola, at that day my card is activated. Thanks to that malay guy.

    Now I'm using this card for buy several domains but now I got some problem to buy with netfirm, I got an error to proceed, have talk with their support and they advice me to go to bank. Dunno what problem is but mybe the card. Yes, after calculate, I've got still at least 18USD inside.

    Well, I'll post the update later.
  • LcF · 3 years ago
    thanks for the review, corallinkz. very appreciate it. :)
  • Lady · 3 years ago
    So Terrence, do u agree if i say that nex g is safer than the normal credit card?coz i'm planning to have this nex g and i will use it for my car petrol only....u know sumtime at the end of month we out of budget so i sort out first juz for my petrol n keep it in the nex g so i juz use this card for my car...what do u think?
  • Ken · 3 years ago
    Thanks for the tips . I was about to go BSN and apply for the debit card but it was closed .. Hehe

    Ken
    http://www.nobleflash.com
  • ryan_law · 3 years ago
    been using the card for one month plus now but dunno why, not satisfying .. have to read the conditions properly, for foreign currency transactions, it is RM 1 + 1% (of the the total transaction ammount) + some offset in foreign exchange ... sounds liltle but actually its alot depending on how you look at it ...

    and secondly, i checked my balances online after receiving the password and quite shock to find it in negative although it should be positive, i called up the bank to reconfirm, and they said i indeed had positive balance of more than RM 50 but the negative one is due to cancelled transactions ... i tried withdrawing some cash out of my card through Ambank ATM but it is impossible cause of the "negative balance" ... you can use the credit inside the card but not withdraw the cash ...

    on the bright side ... i can book hotels easier :P .... they usually ask for your credit card number to confirm the room even you are paying cash ... you can give them your card number but do not mention its a debit card ... "Ambank Mastercard" will do fine ...
  • LcF · 3 years ago
    @ryan law: thank you. "1% (of the the total transaction ammount)" is a lot indeed.
  • jyramones · 3 years ago
    I've just bought nex g card. My question is can i buy any ebook from ClickBank?
  • budaknakal · 2 years ago
    NexG prepaid mastercard limited for petronas petrol pump. I try used it to shell and it rejected as useless mastercard. anyway ambank must upgrade it and the label "for electronic use" is very confuse.
  • Richard · 2 years ago
    Can anyone buy NexG card for me? I want it. I`m from Kuching. I don`t mind paying more for the card.
  • Leonard · 2 years ago
    Nice card! got it 2 days ago. Well the information about the card isnt taken off from the website but its still there under different section. NexG can be accepted as a regular credit card but for Visa Electron, its rather limited in local usage but pretty useful in overseas. I am not sure how well it works with internet content publishers for NexG but i hope it can be accepted too.
  • Ayie · 2 years ago
    I can't use my NexG Prepaid card already...
    I dont know why and what the problem...
    I top up rm100 last month and it deducted my money rm3 and i still cant use this card...
  • LcF · 2 years ago
    @Ayie: you should call AmBank customer support as soon as possible...
  • www.taukeikedai.com · 2 years ago
    i've verify my paypal acc with my Nex G. It's usefull.

    and i also get VMI Card (Cheap) about 30 usd plus shipping

    good job, liew
    http://www.taukeikedai.com
  • Gobi · 2 years ago
    I've recently signed up for this card and made three transactions thus far including getting PayPal verification and making an eBay purchase. I'd satisfied with the card but there are some things I feel should be better.

    Some personal recommendations:
    1) Fill in the form at your local bank and let them handle the application for you.

    2) Pay heed to the 3-digit Card Verification Value (CVV) code on the rear of the card. There are 7 digits altogether there: the first 4 digits are the last 4 digits of your card while the last 3 digits are your CVV code.

    3) Check your statement over the phone until you get your Web PIN.

    I've written more about my justification for getting this card and my experiences with it in my blog here.
  • Stan · 2 years ago
    Is PB debit card accepted in Shell petrol station?
  • kljs · 2 years ago
    I have blogged about my experiences using NexG pre-paid credit card. Go here to read about it! -> http://www.kennyljs.com/2007/10/13/nexg-pre-pai...
  • Azlina · 2 years ago
    Is it possible to top-up the AmBank NexG PrePaid MasterCard, the same way as to top-up the PB card thru Maybank2u?
  • msianbunny · 2 years ago
    i have yet 2 get any of those 2 cards as i m currently using my debits cards from US. i dont get it why they make it so complicated back here. in d US it is just like the atm cards they issue you here but instead they issue u debit cards with no charges at all. i have been trying 2 apply for a credit card but d banks wont accept my US tax forms or payslip so i just use my citibank n washington mutual debit card which is so much better. most of the time those cashiers would go huh? apa bank ini... lol
  • sola · 2 years ago
    it's it possible mnthly fee be rm1/mnth?
    if can.. i thing can intrupt more costumer using AmBank NexG Pre-Paid Credit Card.
  • oliver · 1 year ago
    Just want to ask..how long does it need for me to get the WEB PIN for NExg debit card. I really need it to view my transaction history. Thanks.

    By the way, the owner of this website...are u liew ching foo?? just curios
  • SJ · 1 year ago
    For PB visa electon...What is the minimum deposit in the card to use at the petrol station???Is it the minimum deposit is more than 100??Becos what i know is the transaction at petrol station is different with those transaction at the supermarket.....
  • msianbunny · 1 year ago
    just go to standard chartered.... its free... dont need 2 pay... so much better
  • Sharna · 1 year ago
    fyi:WEBPIN can be created via AMbank Atm Machine once you have receive the pin mailer.Normally it takes about 2 weeks time to arive after your NXG card is activated
  • Sharna · 1 year ago
    fyi:The mechanism for credit card/debit card usage at petrol station.If you are using self service terminal,the merchant will hold the amount RM150 or RM120 depending which petrol station you go(e.g:Petronas,Shell,BP & etc),BUT if you want to avoid you have to go straight to the counter to inform the cashier how much you want to pump,so no holding amount.The remaining of the holding amount will given back to your card once merchant has done settlemnt with their bank.The credit card user,no impact coz credit is given but for debit card will feel the pinch,if not much money inside and regularly visit the petrol station and dont pump full tank.
  • sola · 1 year ago
    i'm agreed all comment above....so i'ts possible to ambank make some
    drastic cd ambnk arrangement,will getting lot custumer to join or apply ambnk nextg cd....however,this word to all i give- LEAVE FOR NOTHING BETTER GONE FOR SOMTHING..... GO GO NEXTG FOR UR LIFE BETTER....
  • meow99 · 1 year ago
    Hmmm I can't reload my NexG debit card at ATM right now.. dunno why.. always get rejected.. arghhh!!
    I try to call the Customer Care at 11pm but nobody answer the phone.. I thought the CCare is 24hours.. emm?
  • Sharna · 1 year ago
    Meow99,
    U have to call call ctr to know exactly the cause of the probs. If u got prob, do not insert the card,but key in the ac number manually via cash deposit machine after u initiated the keyboard of the machine.